Living in the UK with debts?

Most people in the UK have debts. The amount of debt varies according to individual situations but whether you have £4,000 or £40,000 if you are struggling to pay it may be wise to look at your options.

There are many debt solutions but which one is the best for you?

• Debt Management?
• Bankruptcy?
• An IVA?
• A debt relief order?
• A full and final settlement?
• Ignore it all............!

The best solution for you may depend on your circumstances but ignoring the problem won’t help.

Many people think that if they have a property and declare themselves bankrupt they will lose their home-not true!

Many people think that by entering into an IVA they will be safe from Bankruptcy-not true!

The best way forward is to take advice from someone that is unbiased in relation to the services they offer. If you contact an IVA company they may just recommend an IVA when perhaps bankruptcy is a better option.

If you contact a Bankruptcy Company they may recommend bankruptcy when an IVA is the best choice for your situation-if you have equity in your home you may lose the property in bankruptcy but still retain the property in an IVA.

We are proud to offer a service that explains the options that you have and we will then give you our recommendation on what we feel is your best course of action. We can also help you with this solution but there is no obligation or hard sell involved.

We are fully licensed to offer advice on debt and insolvency and any company that offers this service must hold a current consumer credit licence. Be wary of any company that does not hold this type of licence as they should not be advising you in relation to your debts.

For some free and friendly advice contact us by telephone, email or use our short enquiry form.